How Direct Billing to Insurance is Making Emergency Dental Clinics More Accessible

Imagine experiencing excruciating pain in your teeth yet not being able to go to your dentist only because the cost bothers you. This should never be the case. Dental visits shouldn’t be stressful, especially when it comes to finances. Direct billing eliminates the burden of upfront payments and complicated insurance claims, allowing patients to focus on their oral health. In this article, we discuss how this practice is making dental care more accessible. 

What is direct billing insurance?

Direct billing is an arrangement in which your healthcare provider sends the bill for the services directly to the insurance company. This arrangement is also called the assignee of benefits. Dental clinics that offer direct billing will submit the insurance claim on behalf of the patient and receive payment directly from the insurance company. This also means you don’t have to chase down claims, wait for reimbursement, or deal with complicated paperwork. Since the dental office handles everything for the patient, it amounts to a relaxed and painless dental visit. Direct insurance billing can be incredibly beneficial when you need emergency dental services. High cost is one of the leading causes of patients’ not seeking timely dental treatments. Delaying necessary dental treatments can cause pain and complications in due time. Direct billing allows you to have a stress-free dental appointment without worrying about the cost. 

Benefits of direct billing insurance

• Direct billing makes dental care more accessible: Cost is one of the most significant deterrents when seeking timely dental treatments. With direct billing, you don’t have to pay for the services out of your pocket and wait for reimbursement. This eases the financial burden on the patient and encourages them to get their oral health problems treated. 
• Direct billing is easy and efficient: Filing the claim yourself can result in several errors, like missed invoices and late submissions, which can result in claim rejection. When the dental office files the claim on your behalf, there is much less chance of human error, making the whole process easy and efficient.   
• Less stress and hassle for the patient: Patients are freed from all the complicated paperwork of filing an insurance claim. They can now focus on recovering after their dental treatment. 
• Openness in reporting: Direct billing helps patients understand their dental insurance better. Dentists can easily explain what their plan covers, including which treatments are paid for, how much they’ll need to pay as a deductible or co-pay, and the final costs.

Hassle-Free Fee & Financing Options

Galaxy Dental follows the Alberta Fee Guide and offers direct billing to insurance for stress-free payments. Contact us to learn more about our financing options!

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How to get the most out of direct billing

• Thoroughly understand your insurance policy: To get the benefits of direct billing, you need to fully understand the terms and conditions of your dental insurance policy. Ask your provider about the plan’s specific details, which procedures are covered, which ones are not, and annual limits. Clarifying your insurance policy will help you get the most out of it.
• Review your documents: Read and review your insurance statements after every dental visit. Check for any discrepancies between the procedures listed and the services you received. In case of any inaccuracies, reach out to the dental office for clarification.  
• Providing accurate insurance information to your healthcare provider: Providing accurate information about your insurance policy will help avoid any billing discrepancies and result in efficient claims processing. Ensure to provide updated information and inform your healthcare provider about any changes in coverage or beneficiaries. 
• Confirming any pre-authorization (if needed): Certain dental procedures might need pre-authorization from your insurance provider. Ensure you consult your dentist and obtain any necessary pre-authorization documents before any major dental treatment. This will help you avoid any hassle later on.
• Be aware of your copayments and deductibles: Some procedures might not be covered by your insurance plan, while others might need copayments. Ensure you understand the copayments and deductibles under your insurance plan and budget accordingly.  
• Always communicate openly: If you have any doubts or concerns about direct billing, contact your dental service provider. At Galaxy Dental, our team is always open and willing to address any issue related to your insurance coverage, so you have a seamless direct billing experience. 

Locating a direct billing emergency dental clinic 

Are you looking for an emergency dental clinic in Calgary that accepts direct billing insurance? We at Galaxy Dental are here to help you. Galaxy Dental makes paying for your dental care simple. We take all types of insurance from anywhere in the country, and you can also pay with cash or cards. Everyone should be able to afford good dental care. Before we start any treatment, our dentists and their team will explain everything clearly, including costs and payment options. Contact us if you have any questions about how to pay for our services.